Who We Are
When it comes to creating well-rounded retirement plans, Financial Planning Logic is the go-to company in the Greater Toronto area.
Roch Beaulieu entered the financial services industry in 1991. Roch received most of his initial financial planning experience from his father, who ran a real estate and insurance company.
Roch has been helping people develop retirement income plans for two and a half decades. He has assisted numerous individuals enjoy security and live their golden years with confidence and security.
In addition to obtaining his Investment Funds License and Insurance License, Roch has completed the Canadian Securities Course and earned the designation of a Certified Financial Planner (CFP). Earning this designation required advanced coursework in taxes, financial and retirement planning, estate planning, investment, risk management, and other finance-related issues.
Roch and his wife, Lisa, currently reside in Bradford, ON with their 2 children. In his personal time, Roch enjoys adventure motorcycling, investing, traveling, reading, and cottaging.
Committed to Helping Others
Roch uses a pragmatic, conservative approach to planning. As an independent advisor, he has the freedom to work for his clients and not for the financial institutions. Roch’s strategy is designed to help each of our customers create a guaranteed income for life. Thus, the money outlives our clientele, not the other way around.
Roch’s strong knowledge in the investment industry, coupled with his passion for helping others, has made it possible for our business to help hundreds of clients throughout the Greater Toronto area.
How We Get Paid
All financial products have fees associated with them. Generally, the fee goes to management expenses and the administration of the product. In addition, the fee is used for the compensation of the advisor, regardless if he or she is working for a big Canadian bank, credit union, or an independent wealth management firm.
The compensation can be a direct salary, commission, or fee only. Also, it can be transaction-based or processed through a combination of different payment procedures.
Keep in mind that there are positives and negatives to all types of compensation. Here are some important points for you to consider when discussing adviser charges:
- What is the amount of the advisor compensation?
- What is the value provided by the advisor?
- How can the advisor help you to achieve financial success?
No matter the method of payment, there is no doubt that a detailed comprehensive roadmap can help you in the long run. It brings your financial, retirement, and investment plan together. Furthermore, a complete transparent discussion on the fees associated with your investments is mandatory.